Top 10 Loan Apps in India to Get Instant Loan Approvals

Instant Loan Approvals

With the digital age, getting a personal loan has become very easy, as borrowers can get their Instant Loan Approvals in a matter of minutes. While earlier there was stiff competition which made it difficult for borrowers to get the loan, today various lenders are offering their services to customers at the best terms and conditions. Instant loan apps also offer various benefits to customers like:

Top 10 Loan Apps in India to Get Instant Loan Approvals

  1. Provides instant cash
  2. Saves time and effort
  3. The app is safe and secure
  4. Quick approval and instant cash
  5. Check status and track all your transactions
  6. Instant cash and relevant information
  7. The loan amount can be used for various purpose

With so many benefits personal loan app offer borrowers the freedom to get a loan when they need it. There are various instant loan apps available online, these are the top ones that you can choose to secure an instant personal loan in India.

A. Fullerton India Insta Loan App-

With decades of experience, Fullerton India offers a wide range of options to borrowers looking for an instant personal loan. Fullerton India instant loan app helps individuals get a loan up to Rs 25 Lakhs, at a flexible and market-driven interest rate. 

B. Credit Loan App-

With Credit, borrowers can instant loan online up to Rs 1 lakh instantly in just 5 mins. All you are required to do is fill in your details, and in no time your verification is done through the app. With a good credit score and good income, you can get the loan in no time with the best customer support. Cred also helps you earn extra benefits as referral bonuses, with no hidden charges.

C. MoneyTap Loan App-

One of the most popular instant loan apps offering a 100% paperless process for a loan ranging from 3000 rupees to 5 lakhs. No matter how much you borrow, Money Tap offers you the freedom to pay interest only for the amount used. It also offers flexible EMI tenure ranging between 2 to 36 months.

D. KreditBee Loan App-

A paperless online loan approval process, KreditBee offers loans up to Rs 2 lakhs with minimum documentation at a Flexible interest rate ranging from 0% to 2.49% per month. You can also get flexible tenure ranging from 62 days to 15 months.

E. MoneyView Loan App-

A money management app, MoneyView helps in tracking your expenses and securely getting a personal loan up to rupees 5 lacs instantly using the app. It offers a flexible interest rate of 1.33 % to 2.5 % per month, for a flexible tenure from 3 months to 60 months.

F. PaySense Loan App-

Paysense offers personal loans to both salaried as well as self-employed personal ranging from 5000 to 5 lakh rupees without any collateral and flexible interest rates of 13% per annum. After approval, the loan amount is credited within a few days directly to your bank account.

G. CASHe Loan App-

With just a smartphone you can use the personal loan app CASHe. All you have to do is upload some documents, and get a personal loan ranging from 9000 to 80000 rupees for a tenure of 62 days or Rupees 19000 to 1 lakh rupees for a tenure of 90 days and 25000 to 2 lakhs rupees for 180 days.

H. EarlySalary Loan App-

Targeted towards applicants with no credit history, Early Salary offers loans up to Rs 2 Lakh to individuals with a monthly salary of 18000 rupees and above. With simple steps, you can get the loan and get it transferred to your bank account within 10 minutes.

I. pocket Loan App-

Targeted mainly towards college students and newly employed, mPokket allows users to take a personal loan starting for rupees 500 without any collateral or Salary Account documentation. The application is approved within 24 hours and the money credited into your bank account or PayTM wallet as per your choice.

J. LazyPay Loan App-

If you are looking for a credit ranging between 10000 rupees to 100000 rupees, LazyPay offers instantly approved loans with minimum documentation. It can also be used for shopping on websites like Amazon, Flipkart, Zomato Swiggy, etc, and pay later flexible EMI options.


These are some of the instant loan apps that help you in getting a personal loan in the shortest and quickest form possible. All one is required to do is download the app from the Play Store or Apple store, register on the app, and fill in your details. You might also be required to upload some documents of income, address, and identification proof. Once your loan is approved, the loan amount is disbursed into the bank account in less than 30 mins. 

Make sure to make the right choice, as it will make your life easy. 


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